Quick & Convenient Financing for You
In times of emergency and acute need, we come through for our customers. We are your small loan specialists.
No Deposit!
No Up-front Fees!
Fast & Reliable
Friendly Service
Your Family-Owned Financial Partner
Since 1994, C.C.I. Ltd. has been a family-owned and operated finance company serving everyday Jamaicans from our offices in Ocho Rios and Montego Bay. We were founded to meet a crucial need: providing accessible financing to the hardworking individuals who form the backbone of our communities.
Our clients are taxi drivers, small shop operators, teachers, and cashiers. To us, you're not just a number—you're family. While other companies offer similar services, ours come with a personal, caring touch.
Loans Tailored to Your Pay Schedule
We offer flexible loan options to match how you earn.
Weekly Loans
Perfect for individuals who earn a weekly income. Secured by personal assets (furniture, appliances, motor vehicle) and requires a guarantor.
Fortnightly Loans
Designed for those paid every two weeks. Requires steady employment (1+ year), collateral, and a guarantor.
Monthly Loans
Ideal for salaried individuals. Interest is charged on a reducing balance. Secured by assets and requires a guarantor.
Loans For Every Purpose
How to Apply
Required Documents
- 2 recent passport size pictures (1 for guarantor)
- T.R.N. & Valid ID (for applicant & guarantor)
- Copies of recent utility bills (last 2 months)
- Collateral (e.g., furniture, motor vehicle title)
- 2 recent payslips & a sealed job letter
- Applicant & guarantor must be employed for 1+ year
- Must be under 64 years of age
- For vehicle loans: Title, Fitness, Registration, Insurance, etc.
Important Borrowing Tips
- Ensure you can afford the repayments within your budget.
- Choose a loan term that best suits your income cycle.
- Ask us about all the costs involved—we believe in transparency.
- Only borrow what you truly need.
- Always make payments on time to avoid arrears.
Our Branches
Ocho Rios, St. Ann
Montego Bay, St. James
Get pre-qualified today
Visit or Call Us Today
Ocho Rios Branch
Location: Shop #42 Ocean Village Plaza, Ocho Rios, St. Ann
Cell: 876-773-7925 / 876-773-8194
Email: info@cciloansltd.com
Montego Bay Branch
Location: Shop #3 St. Clavers Plaza, St. Clavers Avenue, Montego Bay, St. James
Cell: 876-579-7471 / 876-773-8017
Email: ddrummond@cciloansltd.com