Quick & Convenient Financing for You

In times of emergency and acute need, we come through for our customers. We are your small loan specialists.

No Deposit!

No Up-front Fees!

Fast & Reliable

Friendly Service

Your Family-Owned Financial Partner

Since 1994, C.C.I. Ltd. has been a family-owned and operated finance company serving everyday Jamaicans from our offices in Ocho Rios and Montego Bay. We were founded to meet a crucial need: providing accessible financing to the hardworking individuals who form the backbone of our communities.

Our clients are taxi drivers, small shop operators, teachers, and cashiers. To us, you’re not just a number—you’re family. While other companies offer similar services, ours come with a personal, caring touch.

Your Family-Owned Financial Partner

We offer flexible loan options to match how you earn.

Weekly Loans

Perfect for individuals who earn a weekly income. Secured by personal assets (furniture, appliances, motor vehicle) and requires a guarantor.

Fortnightly Loans

Designed for those paid every two weeks. Requires steady employment (1+ year), collateral, and a guarantor.

Monthly Loans

Ideal for salaried individuals. Interest is charged on a reducing balance. Secured by assets and requires a guarantor.

Loans For Every Purpose

Business Expansion
Emergency
Medical Expenses
Debt Consolidation
Motor Vehicle Repairs
Education
Home Improvement
& more...

How to Apply

Required Documents

  • 2 recent passport size pictures (1 for guarantor)
  • T.R.N. & Valid ID (for applicant & guarantor)
  • Copies of recent utility bills (last 2 months)
  • Collateral (e.g., furniture, motor vehicle title)
  • 2 recent payslips & a sealed job letter
  • Applicant & guarantor must be employed for 1+ year
  • Must be under 64 years of age
  • For vehicle loans: Title, Fitness, Registration, Insurance, etc.

Important Borrowing Tips

  • Ensure you can afford the repayments within your budget.
  • Choose a loan term that best suits your income cycle.
  • Ask us about all the costs involved—we believe in transparency.
  • Only borrow what you truly need.
  • Always make payments on time to avoid arrears.

Our Branches

Ocho Rios, St. Ann

Montego Bay, St. James

Get pre-qualified today​

Pre-Qual Short form

How to Apply

Visit or Call Us Today

Location: Shop #42 Ocean Village Plaza, Ocho Rios, St. Ann
Cell: 876-773-7925 / 876-773-8194
Email: [email protected]

Montego Bay Branch

Location: Shop #3 St. Clavers Plaza, St. Clavers Avenue, Montego Bay, St. James
Cell: 876-579-7471 / 876-773-8017
Email: [email protected]